All New Motorhomes for Sale at Don Amott

The simple answer is yes, you will need to take out insurance for your new motorhome. There are several factors to consider when looking for the most suitable finance for your new motorhome:

Motorhomes are unique in that they are both a vehicle and a living space. This requires a hybrid of auto and home insurance to cover not just the vehicle aspects (like accidents or theft) but also the living quarters (like personal belongings and liabilities associated with an motorhoming lifestyle).

At a minimum, you should have:

• Liability Insurance: Covers damages or injuries you may cause to others.
• Collision Insurance: Provides coverage for damage to your motorhome from an accident.
• Comprehensive Insurance: Protects against non-collision incidents, such as theft, fire, vandalism, and weather-related damage.

Motorhome-specific coverages include:

1. Contents Coverage: For personal belongings inside your motorhome.
2. Attached Accessories Coverage: For items such as awnings, satellite dishes, and external fixtures.
3. Roadside Assistance: For breakdowns or issues while travelling.
4. Emergency Expense Coverage: Helps with costs if your motorhome is unusable due to a covered loss.

It’s advisable to consider higher liability limits or an umbrella policy, especially if you intend to live in your new motorhome full-time. This provides extra protection in case of significant claims or lawsuits.

Review your policy annually or when there are significant changes in your motorhoming lifestyle, such as going from occasional use to full-time living, upgrading to a new motorhome, or changing travel patterns.

Before buying a new motorhome, there are several key factors you should consider to ensure that your purchase meets your needs, lifestyle, and budget. Here’s a comprehensive guide:

1.  Purpose and Usage:
– Determine how you plan to use the motorhome. Will it be for occasional weekend trips, extended travel, or full-time living?
– Consider where you’ll be travelling. If you plan to visit remote areas, a motorhome with off-road capabilities might be necessary.

2. Budget:
– Assess the total cost, including the purchase price, insurance, registration, and potential financing.
– Factor in ongoing expenses such as maintenance, fuel, campground fees, and storage.

3.  Size and Layout:
– Size impacts drivability and parking. Larger motorhomes offer more space but can be challenging to manoeuvre and limit where you can park.
– The layout should fit your lifestyle. Consider the number of beds, bathroom facilities, kitchen size, and living space.

4.  Amenities and Features:
– List the must-have features like air conditioning, heating, a full kitchen, or an entertainment system.
– Advanced features like solar panels, satellite TV, or automated systems might be important for long-term travel.

5.  Drivability:
– Test drive different models to see how comfortable you are with the handling.
– Consider if you need a special license or additional driving courses, especially for larger models.

6.  Storage Needs:
– Ensure there is sufficient storage for your belongings, both inside and outside the motorhome.
– Check the weight capacity to make sure you can carry all necessary items without overloading.

7.  Connectivity:
– If staying connected is important, look for new motorhomes with built-in Wi-Fi, satellite connections, or enhanced cellular signal capabilities.

8.  Legal and Regulatory Considerations:
– Understand the legal requirements for motorhomes in your region, including any restrictions on size or emissions.

9.  Lifestyle Adaptation:
– Consider how well the motorhome fits with your lifestyle, including the ability to host guests, the ease of setting up at campsites, and living comfort during different weather conditions.

10. Warranty and Support:
– Buying from a reputable dealer like Don Amott ensures you have unrivalled support and a comprehensive warranty from us and our trusted manufacturers.